The company’s Net Interest Income (NII) or core income earned grew by 19% from the year-ago period to ₹964 crore, while its net profit grew by 21.4% to ₹665 crore from ₹548 crore last year.
Gross NPA at the end of the December quarter stood at 0.27% from 0.26% in September, while Net NPA stood at 0.11% from 0.12% in September.
Loan losses and provisions during the quarter stood ₹56 crore, compared to ₹35 crore last year, while Provisioning coverage ratio on stage 3 assets stood at around 59%. Capital Adequacy Ratio stood at 23.15%.
the company reported its business update for the third quarter. Its gross disbursements increased to ₹16,535 crore from ₹12,571 crore in the previous year.
The company’s assets under management increased by 23% to around ₹1.33 lakh crore as on December 31, 2025 from ₹1.08 lakh crore in the year-ago period. AUM growth during the quarter was at ₹6,652 crore.
The company’s loan assets stood at around ₹1.17 lakh crore, up from ₹96,570 crore in the previous year.
Shares of Bajaj Housing Finance listed on the exchanges with a premium of over 100% from its initial public offering (IPO) price in late-2024, making it one of the most successful IPOs of 2024. The stock went on to make a post-listing high of ₹188.5 before declining from those levels.
Shares of Bajaj Housing Finance had ended little changed at ₹89.8 ahead of its third quarter earnings. The stock is now down over 53% from its ₹188.5 apiece.
Also Read: Two real estate stocks can do well amidst sector underperformance, CLSA says after Budget 2026
First Published: Feb 2, 2026 11:24 AM IST