Close Menu
Invest Insider News
    Facebook X (Twitter) Instagram
    Thursday, April 30
    Facebook X (Twitter) Instagram Pinterest Vimeo
    Invest Insider News
    • Home
    • Bitcoin
    • Commodities
    • Finance
    • Investing
    • Property
    • Stock Market
    • Utilities
    Invest Insider News
    Home»Property»Affordability holding back UK property market despite signs of stabilisation
    Property

    Affordability holding back UK property market despite signs of stabilisation

    July 16, 20253 Mins Read



    “This isn’t a market in decline, it’s a market in waiting”
    – Simon Brown – Landmark Information Group

    The UK property market experienced a cooling in Q2 2025 following a stamp duty-driven surge in March, according to Landmark Information Group’s latest Residential Property Trends Report. 

    While transaction volumes dipped after the end-of-quarter rush, key indicators suggest signs of stabilisation – though affordability challenges remain a core constraint.

    Landmark’s analysis, covering England, Wales and Scotland, shows that completions rose sharply in Q1 2025, up 30% compared to the same period in 2024. A particularly pronounced spike was recorded in March, where completions jumped 79% year-on-year, as buyers moved quickly to benefit from the Stamp Duty Land Tax (SDLT) deadline.

    However, activity subsequently declined. Completion volumes across Q2 2025 were 21% lower than the same quarter last year, reflecting a natural slowdown after the tax-driven peak. Despite this, June brought early indications of recovery, with Sold Subject to Contract (SSTC) volumes returning to 2024 levels and completion volumes just 6% below those recorded in June 2024.

    The data also indicates resilient underlying demand. Search order volumes increased by 2% across the quarter, and new property listings were up 5% year-on-year, suggesting sellers remain engaged and optimistic. However, affordability pressures continue to weigh heavily on buyers, limiting the pace of progress through the transaction pipeline.

    April and May saw SSTC volumes fall 13% below 2024 figures, and the number of completions remained suppressed. Buyers are still contending with affordability constraints despite more competitive mortgage rates and ongoing house price corrections. Long property chains are also reported to be causing delays, further impacting conversion rates.

    In contrast, Scotland’s property market displayed relative stability. Unlike the rest of the UK, Scotland’s Land and Buildings Transaction Tax (LBTT) was not amended this year, contributing to a more consistent pattern. After an 11% drop in Sold Subject to Missives (SSTM) volumes between March and April, activity returned to 2024 levels in both May and June.

    Completion volumes in Scotland also remained steady, showing just a 6% decline between March and April. These figures underscore the resilience of Scotland’s transaction system, where the structure of the legal process is often credited with improving certainty and reducing fall-through rates.

    Commenting on the findings, Simon Brown, CEO of Landmark Information Group, said, “This isn’t a market in decline, it’s a market in waiting. Sellers are active, and the peak of activity ahead of the stamp duty change indicates an industry ready to move quickly as demand grows. The missing piece is momentum – and that will only return when affordability, rates and house prices are in balance.”

    Brown added, “There’s opportunity here. With the right economic conditions and a continued focus on digitising the transaction process and addressing systemic inefficiencies, we can drive movement for the long-term and finally unlock the economic potential of the UK’s property market.”



    Source link

    Share. Facebook Twitter Pinterest LinkedIn Tumblr Email
    Previous Article3 UK Dividend Stocks Offering Up To 4.2% Yield
    Next Article China sees vibrant innovation in green, low-carbon technologies

    Related Posts

    Property

    UK buy-to-let lending outlook 2026 and 2027: recovery gathers pace amid shifting mortgage conditions

    April 29, 2026
    Property

    China GDP 5% growth masks worst property price crash in 15 years

    April 29, 2026
    Property

    Property tech firm launches recruitment drive

    April 29, 2026
    Leave A Reply Cancel Reply

    Top Posts

    How is the UK Commercial Property Market Performing?

    December 31, 2000

    How much are they in different states across the US?

    December 31, 2000

    A Guide To Becoming A Property Developer

    December 31, 2000
    Stay In Touch
    • Facebook
    • YouTube
    • TikTok
    • WhatsApp
    • Twitter
    • Instagram
    Latest Reviews
    Bitcoin

    Bitcoin Now In French Pension Plans!

    July 20, 2024
    Bitcoin

    Analyst Says Bitcoin Won’t Stay Below All-Time High for Too Much Longer, Predicts When BTC Could Hit Cycle Peak

    October 25, 2024
    Property

    China real estate: Home sales by top 100 developers plunged further in July

    August 1, 2023
    What's Hot

    Glencore to stick with main listing in boost to London market

    August 6, 2025

    Dollar firms as commodities slide and carry unwinds

    July 24, 2024

    Renault to build small EV engine in France with Chinese parts By Investing.com

    February 3, 2026
    Most Popular

    qui consomme vraiment le plus d’électricité ?

    April 18, 2025

    Public Property Invest acquiert un bien immobilier à Arendal, en Norvège

    July 9, 2025

    Bitcoin Price to $65,000? Polymarket Odd Jumps to 72%

    February 2, 2026
    Editor's Picks

    Former Farrans owner CRH to delist from London market next month – The Irish News

    March 16, 2026

    Finance Ministry Revisits Tax Proposals Following Protests

    August 15, 2024

    Wales & West Utilities complete Newport gas upgrade

    August 19, 2025
    Facebook X (Twitter) Instagram Pinterest Vimeo
    • Get In Touch
    • Privacy Policy
    • Terms and Conditions
    © 2026 Invest Insider News

    Type above and press Enter to search. Press Esc to cancel.