Close Menu
Invest Insider News
    Facebook X (Twitter) Instagram
    Friday, October 16
    Facebook X (Twitter) Instagram Pinterest Vimeo
    Invest Insider News
    • Home
    • Bitcoin
    • Commodities
    • Finance
    • Investing
    • Property
    • Stock Market
    • Utilities
    Invest Insider News
    Home»Property»Affordability holding back UK property market despite signs of stabilisation
    Property

    Affordability holding back UK property market despite signs of stabilisation

    July 16, 20253 Mins Read



    “This isn’t a market in decline, it’s a market in waiting”
    – Simon Brown – Landmark Information Group

    The UK property market experienced a cooling in Q2 2025 following a stamp duty-driven surge in March, according to Landmark Information Group’s latest Residential Property Trends Report. 

    While transaction volumes dipped after the end-of-quarter rush, key indicators suggest signs of stabilisation – though affordability challenges remain a core constraint.

    Landmark’s analysis, covering England, Wales and Scotland, shows that completions rose sharply in Q1 2025, up 30% compared to the same period in 2024. A particularly pronounced spike was recorded in March, where completions jumped 79% year-on-year, as buyers moved quickly to benefit from the Stamp Duty Land Tax (SDLT) deadline.

    However, activity subsequently declined. Completion volumes across Q2 2025 were 21% lower than the same quarter last year, reflecting a natural slowdown after the tax-driven peak. Despite this, June brought early indications of recovery, with Sold Subject to Contract (SSTC) volumes returning to 2024 levels and completion volumes just 6% below those recorded in June 2024.

    The data also indicates resilient underlying demand. Search order volumes increased by 2% across the quarter, and new property listings were up 5% year-on-year, suggesting sellers remain engaged and optimistic. However, affordability pressures continue to weigh heavily on buyers, limiting the pace of progress through the transaction pipeline.

    April and May saw SSTC volumes fall 13% below 2024 figures, and the number of completions remained suppressed. Buyers are still contending with affordability constraints despite more competitive mortgage rates and ongoing house price corrections. Long property chains are also reported to be causing delays, further impacting conversion rates.

    In contrast, Scotland’s property market displayed relative stability. Unlike the rest of the UK, Scotland’s Land and Buildings Transaction Tax (LBTT) was not amended this year, contributing to a more consistent pattern. After an 11% drop in Sold Subject to Missives (SSTM) volumes between March and April, activity returned to 2024 levels in both May and June.

    Completion volumes in Scotland also remained steady, showing just a 6% decline between March and April. These figures underscore the resilience of Scotland’s transaction system, where the structure of the legal process is often credited with improving certainty and reducing fall-through rates.

    Commenting on the findings, Simon Brown, CEO of Landmark Information Group, said, “This isn’t a market in decline, it’s a market in waiting. Sellers are active, and the peak of activity ahead of the stamp duty change indicates an industry ready to move quickly as demand grows. The missing piece is momentum – and that will only return when affordability, rates and house prices are in balance.”

    Brown added, “There’s opportunity here. With the right economic conditions and a continued focus on digitising the transaction process and addressing systemic inefficiencies, we can drive movement for the long-term and finally unlock the economic potential of the UK’s property market.”



    Source link

    Share. Facebook Twitter Pinterest LinkedIn Tumblr Email
    Previous Article3 UK Dividend Stocks Offering Up To 4.2% Yield
    Next Article China sees vibrant innovation in green, low-carbon technologies

    Related Posts

    Property

    Reform UK’s Richard Tice’s Property Firm Pays £800,000 in Dividends Despite Falling Profits – Byline Times

    October 15, 2026
    Property

    Gales from Hurricane Isaias reach UK in a year the property market can ill afford

    October 13, 2026
    Property

    Property expert calls for stamp duty reform alongside housing schemes

    October 11, 2026
    Leave A Reply Cancel Reply

    Top Posts

    How is the UK Commercial Property Market Performing?

    December 31, 2000

    How much are they in different states across the US?

    December 31, 2000

    A Guide To Becoming A Property Developer

    December 31, 2000
    Stay In Touch
    • Facebook
    • YouTube
    • TikTok
    • WhatsApp
    • Twitter
    • Instagram
    Latest Reviews
    Bitcoin

    Bitcoin Prices Rally In Spite Of $116 Million Coldcard Hack

    August 3, 2026
    Commodities

    Commodities Hit as Trump’s Tariffs Threaten Demand and Economy

    April 3, 2025
    Stock Market

    LE POINT CRYPTOS : Le bitcoin se tasse après avoir franchi les 123.000 dollars

    July 14, 2025
    What's Hot

    If a Stock Market Crash Is on the Horizon, History Says Investing in This 1 Thing is the Smartest Opportunity Right Now

    August 8, 2026

    Bitcoin Pizza Day: From 2 pizzas worth 10k BTC to trillion-dollar ecosystem | Cryptocurrency

    May 21, 2026

    Stock Market Today Highlights: Sensex crashes 1,236 pts, Nifty 50 ends below 25,500; all sectors in red

    February 19, 2026
    Most Popular

    Sensex Today | Stock Market Highlights: Market ends sharply lower as Nifty slips below 23,800 amid geopolitical tensions

    September 7, 2026

    China’s small commodities hub sees strong trade growth

    October 29, 2025

    Bitcoin Outgrows Satoshi as Identity Hunt Loses Relevance

    April 23, 2026
    Editor's Picks

    Not the 1970s: Why the Oil Shock Isn’t a Stagflation Replay — What It Signals

    March 13, 2026

    Bitcoin Price Fell 2% As This L2 Presale Goes Parabolic

    July 31, 2025

    Dow Jones: US 30 Rallies as Apple Lifts Stock Market and Indices Outlook

    May 1, 2026
    Facebook X (Twitter) Instagram Pinterest Vimeo
    • Get In Touch
    • Privacy Policy
    • Terms and Conditions
    © 2026 Invest Insider News

    Type above and press Enter to search. Press Esc to cancel.