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    Home»Property»Why Living in Madeira Is Captivating for UK Buyers
    Property

    Why Living in Madeira Is Captivating for UK Buyers

    July 6, 20254 Mins Read


    In fact, the respected international daily newspaper the Financial Times recently commented that a “hoodies and hiking‑boots crowd” of digital nomads and remote workers—many from the UK—have injected new life into the island’s property market, drawn by Madeira’s scenic landscapes, outdoor lifestyle, and modern property developments.

    Tania Castro, General Manager of TPMC, a relocation and property consultancy in Madeira, says: “The level of demand from international buyers—especially from the UK—has been extraordinary. We’re seeing a wave of younger remote workers and investors who are not just looking for a second home, but are genuinely relocating for lifestyle and work opportunities. Madeira offers a rare mix of affordability, infrastructure, and beauty.”

    Natural Beauty and an Outdoor Lifestyle

    Situated roughly 1,000 km southwest of mainland Portugal and 520 km from Morocco, Madeira benefits from a mild, subtropical climate. Winters average a comfortable 16°C and summers rarely exceed 25°C, making outdoor living enjoyable year-round. Around 60% of the island is covered by UNESCO-protected Laurissilva forest, which is traversed by over 1,170 km of levada trails—historic irrigation channels now repurposed as hiking paths. This verdant landscape supports activities such as canyoning, paragliding, mountain biking, and more, accessible even from the island capital Funchal’s doorstep.

    Surging Property Market

    Madeira’s property market has seen substantial increases: in Funchal current property values surpassed €2,395 /m² in October 2024, marking a 22.4% year-on-year increase, while the regional average surged 17.4%—the highest growth across Portugal.

    Property prices on the island have similarly climbed – in Ponta do Sol (+30% over 12 months) and in Ribeira Brava (+18.6%). Foreign buyers now account for roughly 50% of all market demand—having doubled from 20% just two years ago. Though rising prices challenge local affordability, the vibrancy of the market presents immense potential for investors and UK purchasers alike.

    Affordability Meets Quality of Life

    Despite the recent price increases, Madeira remains significantly more affordable than the UK. For context, Numbeo data indicates that Funchal’s cost of living is approximately 150% lower than London’s. Everyday expenses—from accommodation and dining to utilities and transport—are substantially cheaper, making a high-quality lifestyle there attainable at a fraction of UK costs.

    Healthcare is easily accessible thanks to Portugal’s public SNS system, available at minimal cost, supplemented by private clinics staffed with English-speaking professionals. For families, the International School of Madeira (British curriculum) and the International Sharing School (International Baccalaureate) ensure high-quality education options.

    Excellent Connectivity and Community

    Madeira’s international expat presence is growing, with residents from the UK, the US, Canada, and Europe contributing to its vibrant cultural mix. Funchal now hosts a lively gastronomic scene, live music venues, and cultural events that celebrate Madeiran heritage and global tastes.

    The island is well-connected: regular direct flights link Funchal to London and Edinburgh, as well as to major European cities including Lisbon and Porto, making travel effortless and encouraging regular ties with the UK.

    Strategic Tax Incentives: IFICI

    Portugal has replaced its broad Non-Habitual Resident (NHR) regime with the targeted Tax Incentive for Scientific Research and Innovation (IFICI), effective from January 2024. This new programme imposes a flat 20% tax rate on eligible income—earned in high-value technical, research, or innovation roles—for up to 10 years, including exemptions on foreign-income, excluding pension. For UK professionals working in R&D, technology, or related sectors, this can deliver substantial tax advantages alongside Madeira’s natural appeal.

    Why Now Is the Time to Buy

    During the pandemic in 2020 and 2021, property values climbed between 30% and 40% in many south-coast island hot spots—yet, compared with cities like London and Edinburgh, Madeira remains affordably priced and offers considerable future potential. Combined with the targeted IFICI tax incentive and a strong quality-of-life offering, Madeira represents an exceptional opportunity for UK buyers seeking both lifestyle and investment upside.

    Discover More at the Moving to Portugal Shows

    The Moving to Portugal Show & Seminars offers an ideal opportunity to explore Madeira’s potential firsthand. Designed for individuals and families considering relocation, these events connect attendees with experts and experienced expat residents:

    These events feature legal advisors, tax specialists, property experts, and UK residents who have already made the move to Portugal. Whether you’re considering retirement, remote work, or property investment, this is your chance to get actionable insights and start planning your move with confidence.



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