Scotland’s mainstream housing market is forecast to be one of the top-performing regions in the UK, with property values projected to rise by 27.6% over the next five years, according to new analysis from Savills.
This robust growth significantly outpaces the 22.2% increase Savills projects for the UK average by 2030.
The forecast suggests growth in Scotland will start at 3.0% in 2026 before accelerating, peaking at 6.0% in both 2028 and 2029.
Analysts attribute this strong outlook to affordability. “Since 2016, we’ve been in the second half of the housing market cycle, where the more affordable regions in the North and Scotland outperform the UK average,” commented Dan Hill, a research analyst at Savills. This pattern is expected to persist as affordability becomes the market’s key driver.
While the wider UK market faces a subdued 2026 (2.0% growth) due to weaker buyer sentiment and economic concerns, the five-year outlook for Scotland is bright. Significantly improved affordability in the latter half of the forecast period is expected to unlock greater capacity for price growth.
Across the UK, transaction activity is expected to be increasingly driven by first-time buyers, who will benefit most from falling mortgage rates and relaxed affordability tests.
