RAW Capital Partners has launched short- and medium-term fixed rate mortgages with discounts for larger loans and UK expats.
This includes a range of one-, two- and three-year fixed rate mortgages with pricing from 6.5% up to a maximum of 55% loan to value (LTV).
For borrowers seeking loans over £1m, RAW Capital Partners will give a 0.25% discount on the fixed rate and the reversion rate. The same discount applies to UK expats, meaning rates of 6% are available through its fixed rate options to borrowers who are both UK expats and want to borrow more than £1m.
The lender will maintain its short-term fixed options, with tracker loans starting at 2% over the base rate and monthly fixed rates at 0.69% with a maximum term of two years.
Tim Parkes, CEO of RAW Capital Partners, said: “The UK property market started the year strongly, and while positive momentum remains, over recent weeks uncertainty has crept in as a result of the stamp duty changes, new tax year and Trump’s trade policies.
“Now is the time for lenders to double down on finding ways to inject confidence into the market, so I’m delighted to reveal our new fixed rate options, which we’re confident will land well with borrowers seeking greater certainty for the years ahead.”
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Parkes added: “Our focus remains, as always, on addressing the unique challenges faced by non-UK residents, including expats and international investors – we are willing to consider almost any application and will work to mitigate risks wherever possible.
“As a result, we’re even better placed to help clients access the UK property market with confidence and certainty, and no doubt brokers and borrowers alike will find significant value in our new offering.”