Mashreq Capital has launched a new retail investment fund that blends traditional asset classes with Bitcoin exposure, positioning itself as one of the first professionally managed multi-asset products of its kind in the region.
BITMAC, short for Bitcoin and Multi-Asset Class fund, is domiciled in the Dubai International Financial Centre and regulated by the Dubai Financial Services Authority. The fund offers retail investors access to global equities, fixed income, gold and Bitcoin through exchange-traded funds. It has a minimum entry point of $100.
Mashreq Capital said the fund aims to give retail investors a balanced and diversified portfolio that captures returns from digital and conventional assets while keeping overall risk comparable to a standard balanced fund.
Retail investors gain Bitcoin access
The portfolio will maintain a target allocation of 90 per cent across global equities and global fixed income, with 5 per cent each in gold and Bitcoin. It will be rebalanced quarterly, buying assets that fall below target weightings and trimming those that exceed them.
The firm said this systematic process is designed to enforce discipline and prevent the common retail pattern of buying into market peaks and selling during downturns.
BITMAC’s launch comes as demand grows in the Middle East and North Africa for innovative investment products and greater exposure to alternative asset classes. The fund’s structure is intended to provide Bitcoin exposure within a regulated and risk-controlled framework, which Mashreq Capital described as a gap in the market for retail clients.
Philip Philippides, chief executive of Mashreq Capital, said: “Retail investors can find it challenging to balance their risk appetite and asset allocation choices within, as well as across, asset classes, a difficulty that becomes even more complex with the inclusion of the new digital assets that offer higher potential returns but at much higher risk. BITMAC is one of the first funds globally to include Bitcoin alongside traditional investments. It offers a one-stop solution within a simple, DFSA-regulated fund structure, professionally managed to systematically rebalance and control risk.”
Mashreq Capital said the new fund supports its broader strategy to expand product innovation and integrate technology into its asset management offering. The company, part of the Mashreq banking group, has operated in the DIFC since 2005.